J. Lai

Posts Tagged ‘business

Do you like Microsoft to buy Yahoo!? (Vote)

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Microsoft have offered to buy Yahoo! for $44.6 billion. If Microsoft’s attempt succeeds, this will affect our online lives undoubtedly. Vote to express your thought, and ask your friends to vote too, then, see the result.

Go to http://polls.zoho.com/external/commans/do-you-like-microsoft-to-buy-yahoo to vote and see result.

Written by J. Lai

February 1, 2008 at 5:27 pm

Posted in Web

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Junk SMS Filter

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Recently, I received many junk SMS from my cell phone. One says he sales smuggled cars, including Mercedes & BMW. One says I can get discount if I go to the new opening hotel which provides massage .  Last year, I even received one selling firearms.

China Mobile, the monopolistic mobile phone service operator in China, seems gives little effort on filtering junk SMS, while it never disappoint the government on banning the spread of SMS which talking about some policies.

I’m wondering that why our cell phone have no function that can ban spam automatically as the web email service or some email software.

I imagine such a software: as long as you install it in your cell phone, it can filter junk SMS and updates it’s black list through WAP or Internet function in cell phone or when the phone connect to computer. People also can report spam to the service provider to help them detect spam. Software developer can charge people who using this service.

I don’t know weather someone have already developed such program, but at least I have never seen it in China.

Written by J. Lai

September 22, 2007 at 3:18 pm

Posted in Ideas

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My Mum in China Stock Market

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I seldom talked with my mum at dining table. But situation has changed recently. “The stock market is climbing today,” this is the common first speech of my mum these days. It triggers my interest. “Well, did you buy some?” I ask.

Mum came to get obsessed in stock market because of the atmosphere made by her female friends and her colleagues in office. Nearly all of them have participated in stock market for a certain period. Some of them have began making considerable money since last one or two year(s). Mum stood outside of the market because father’s advice that the stock market of China wouldn’t go far. But two months ago, she could not resist the temptation from around any more.

The original reason of participating in stock market given by mum is that if she doesn’t do so, she has no common topic with her friends, colleagues, and her clients as well. No matter in office, in the clothing shops, or in restaurants, they always share their information about stock. One day, my mum told me that she went to a factory to discuss the insurance (mum works in insurance company). After a short time, the factory owner and she came to taking about stock. The owner said it is much profitable that investing in stock market than managing a factory which is tired and often cannot receiving money, or at least receiving in time. He invested 1 million Yuan for a few months, and earned half million. At last, they exchanged the names of the stock they are holding.

Mum often says, the income from the stock is much more than the interest when the money in bank. In this case, I always reminder her that the interest from bank is guaranteed but the stock income is not. However, she never gets the point. She still insists that, more money from buying stock than bank. Moreover, she always corrects me when I talk anything negative about stock, “I am holding funds, not stock, they are different. Funds are much safer.” But to me, they are the same.

One day, mum gave advice to her friend that do not buy the stock which she was going to buy, because it is climbing that day. “Why not?” I asked. She said, “Because it is climbing, obviously you should buy it when it is cheaper.” “But what if it is still climbing tomorrow or even for next few days?” I argued. “It will decline one day.” she said. “But don’t you miss the increase these days? And how do you know it won’t keep falling when it start to drop?” I argued. “You don’t know the market!” she got excited, “hey guy, go to know the world outside, you don’t get in the market, you don’t understand it at all.” I know that she cannot give reasonable explanation.

There are some significant changes that happen after mum began buying stock (oh, sorry, funds). She watches the financial news in TV. Every night, she learns to use internet to see the stock. When she is driving, she listens to radio programs talking about stock.

Today, mum said she was going to sale one of her funds because it just has increased 10% in past two months. “It is too slow,” she said. I should have realized that better than receiving interest from bank is also an excuse.

Written by J. Lai

September 7, 2007 at 1:03 pm

Posted in Thoughts

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